Hollywood Stars and others in the know are quietly saving Millions of Dollars using mortgage reduction strategies.
What do they know that we don't?
By now you have likely heard of Mortgage Reduction also known as Equity Acceleration.
It is a fast-growing strategy within the financial community and now the Rich and Famous are taking advantage of these money saving strategies. I am going to reveal in detail the most powerful (and little known) money making strategy I have ever learned in my entire financial services career.
You need to pay VERY CAREFUL attention to EVERY WORD.
The information I am about to give you has already saved many average homeowners Hundreds of Thousands of Dollars in interest payments to the bank.
Mortgage Reduction can do the same for you by educating homeowners how to pay off their mortgage in as little as 10 years...
With No Change to Your Monthly Living Expenses. A Mortgage Reduction Program will show you how to:
- Pay your mortgage off in about 10 years - Build equity within 3 years
- Allow you to Retire Without A Mortgage Payment - Live Debt Free
Not everyone will qualify for a Mortgage Reduction Program.
If you would like to see whether this method would be feasible for your situation Enter your details into a mortgage calculator and find out.
A mortgage calculator is designed to work whether you have… a Fixed Rate Mortgage, Adjustable Rate Mortgage or Interest Only Mortgage.
Find Out How You Can Pay Off your mortgage faster ... Without Spending More.
You can check out and play with a mortgage calculator at the link below. The results may surprise you.
--------------------------------------------------------------------------- Click here to see how much you could save: http://MortgageReductionStrategy.com
- Quickly and Legally Build Home Equity within the first 3 years. - Pay Off Your Mortgage In Less Than Half the Time or Less (about 10 years).
- Save you over a Hundred Thousand Dollars in interest payments to the bank.
- Enable you to SAVE up to a Million Dollars for your retirement - (over the lifespan of a conventional mortgage).
Keep an open mind until you've finished reading this entire page... and... your financial reward will be humongous.
Mortgage Reduction goes by many different names such as:
- accelerated mortgage, - biweekly, (also spelled bi weekly or bi-weekly) mortgages, - prepayment mortgagereduction, - equity acceleration,
- mortgage acceleration and many other names.
Over 90% of mortgage holders in America have heard of mortgage reduction. Yet, less than 15% of mortgage holders actually use it.
A mortgage is the single largest burden (purchase) you will ever make in your lifetime... It’s also the most priceless thing you will ever own - after all, it is your home.
How do we pay off our mortgage in 10 years AND build equity? You need to watch this video....
It’s not magic or B.S. It’s not a scam. It’s just Math - No more, no less. It's a mathematical formulation that reduces your principal up front.
It reduces the amount of interest and the amount of time you pay it.
Mortgage reduction is just a repositioning of money and using the tools that are available to do it. That’s all it is. Nothing more, Nothing less. It's legal. It's ethical.
It can save you Hundreds of Thousands of Dollars. Let’s start off with the basics of how a conventional mortgage works.
ALL mortgages are based on a 30 year amortization schedule... (with the exception of 15 year mortgages).
You may have a:
- 3/1 Adjustable-Rate, - 5/1 Adjustable-Rate, - 7/1 Adjustable-Rate - Interest Only, - Negative Amortization orwhatever mortgage variation you want to call it these days...
They are ALL based on a 30 year amortization schedule. Here is a typical example of how a conventional mortgage works.
On a $200,000 loan at 6.00% interest, you will now have the privilege of paying $1,199.10/mo for the next 30 years - for a total of $431,677. Out of that $431,677 in total payments, $231,677 is interest payments.
$231,677 INTEREST on a $200,000 loan.
Yep, that's right. Your interest payments are more than what you borrowed. And if you have a Half Million Dollar home you will pay more than a Half Million Dollars in interest payments to the bank.
If you have a Million Dollar home, you will pay over a Million Dollars in interest to the bank - (in addition to the Million dollar principal that you borrowed).
That’s no secret, we all know that. That's how a conventional mortgage works. So How Do We Reduce or Accelerate the Mortgage?
Conventional Mortgage Reduction has taught us that we need to:
- Refinance to a lower rate (which cost us money) or - Apply additional money to each payment (which cost us money) or - Convert to a Bi-weekly payment (which cost us a little money). (I'll explain the bi-weekly strategy in a moment).
All of these methods work somewhat, but they simply are not aggressive enough to accomplish the goal of paying off your mortgage in ½ the time or less.
Take the bi-weekly mortgage strategy for example. A bi-weekly strategy simply changes the way you make your payments.
Here's how it works...
On a $200,000 loan at 6.00% interest you will pay (appx.) $2,000 / mo. Instead of writing a check for $2,000 on the first of every month, You simply pay $1,000 every 2 weeks (automatically deducted from checking).
It's as simple as that!
Instead of 12 monthly payments of $2,000 which equals $24,000/year, you make 26 payments of $1,000 each, which totals $26,000/year.
By using a bi-weekly strategy, at the end of each year, you end up making an extra monthly payment.
This extra payment gets applied to your principal. Just this simple strategy will reduce your mortgage schedule by 7 years.
It works by reducing the principal early on in your mortgage payment schedule, thus significantly reducing the interest you pay to the bank.
Whether you have a $200,000 mortgage or a $2 million dollar mortgage, a bi-weekly program will take about 7 years off your mortgage payments.
However, as noted earlier, to cut your payments down to 10 years, a more aggressive strategy than a bi-weekly will be required.
Listen closely, I'm going to tell you a closely guarded secret that the banks don't tell you…
You can go down to the bank, open up a home equity line of credit, (HELOC) and use it to pay down on your first mortgage.
You can use the bank's own money to pay down on your mortgage! This is called LEVERAGE. Use it wisely, and you can accumulate wealth.
Here’s the dilemma… How much money are you moving? When are you going to move it? And most important, How are you going to pay it back?
You have to have a checks and balance system, so that you don’t get into more debt. You have to have a system of how to apply the HELOC money to use leverage in your favor, not the banks.
With Mortgage Reduction you don't need to be an expert with mortgages or a math wizard either. Mortgage Reduction Ebooks explain this valuable information with clear descriptions, everyday language, and simple examples.
-It doesn't matter what condition the economy is in. -It doesn't matter where you live or what type of mortgage you have. -It doesn't matter how much you know or don't know about mortgages.
Mortgage Reduction eBooks will benefit you whether you're a first time homeowner or a veteran real estate investor... quickly allowing you to build wealth through your existing mortgage.
You'll grasp this concept with ease and begin to see the first acceleration of equity buildiup in the very first month.
If you would like to learn how you can... Save Tens of Thousands of Dollars!
Even Hundreds of Thousands of Dollars in interest payments and pay your mortgage off in 10 years AND build equity within 3 years.
